Buying property for investment, e.g. for sale or rent is one of the safest forms of profit multiplication. More and more ordinary Poles are deciding on such a scenario, and they obtain money for the investment in the form of a housing loan.

Investing in real estate is a good way to multiply assets, whose biggest advantages are safety and a favourable rate of return on investment. This means that if you buy an apartment for long and short term rental or sale, you have a good chance that your business will pay off. Demand for flats in Poland is very high, both in terms of purchase and rental, and the real estate investment market is still quite small. What does this mean? Of course, there is a better chance of a good profit.

Housing loan for an investment - the most important information

To invest in real estate you need money. If you do not have free funds for this purpose, you may decide to take out a housing loan for real estate investors. Repayment of the mortgage can be spread over up to 35 years, and getting an advantageous offer allows you to achieve better profits resulting, for example, from the relationship between the amount of the loan installment and the charges that it will receive for rent.

There are several types of loans for the purchase of real estate for investment purposes: home loans with variable interest rates, loans with fixed interest rates, interest rate loans and loans to entrepreneurs. Each has its advantages and disadvantages - there is no one-size-fits-all solution for everyone. For this reason, loan offers and the type of loans should always be selected according to the specific financial situation of the borrower.

When you are inexperienced, use a financial advisor

Unfortunately, the subject matter of mortgage loans for investment is quite complex, and choosing the right offer is very difficult. Most of us do not have the knowledge or experience in obtaining loans, which would allow us to choose the most advantageous offer. The best option is to use the support of a financial advisor. Importantly, its services are free of charge for us. Financial adviser intermediary in obtaining a loan for the purchase of real estate for investment, the remuneration is collected only from the bank, whose offer will be chosen by the client.

Loan for a flip flop - a good investment scenario

How can a credit advisor help us? E.g. in obtaining more and cheapest possible loans for the purchase of more flats or houses and a longer loan period. It can also help you get a flip flop credit, which is what Małycha Business Finance specializes in. Flip credit is an extremely popular in the United States, and in Poland it is only a form of earning money on real estate investments.

In short, it is about buying a property below its market value and selling it at a profit, often after a general overhaul. Small Business Finance is one of the few companies in Poland specializing in this area, which also helps to obtain other types of finance. investment loans for the purchase of real estate for rent.