It has always been a great idea to invest your savings in gemstones and precious metals, although not always the same safety and efficiency can be expected. One of the best proposals here are diamonds, still underestimated by investors.

Diamonds are very stable, because in history it would be difficult to find any moment when they would really lose value. Considered to be the most stable investment gold may be dependent on various turbulences in world politics, while diamonds are highly resistant to such factors. What is more, the value of diamonds is constantly increasing, achieving an increase of about 3-5% over the year. Their prices rose sharply also during the financial crisis of 2008.

Investment diamonds

Creating the most diversified investment portfolio is very important. Thanks to this you can profit from different sources and invest money in different ways. Today it is quite easy, because you can invest in various materials or raw materials. We have a huge choice - from gold and silver, through platinum, to copper. Diamonds are a great offer for every investor looking for something safe.

Investment diamonds are, of course, slightly different from those used in the jewellery industry, as they are prepared especially for the needs of investors. In order for a diamond to have a real investment value, it must be of appropriate quality and workmanship. It is assumed that stones with a minimum weight of 1 ct should be purchased. In the case of coloured stones, more attention is paid to colour and its saturation than to weight.

What is 4c quality?

Diamond colour

Colour is one of the most important characteristics of a diamond, which we pay attention to in the first place. There is a scale for describing colourless diamonds ranging from D to Z. The best stones are those with the D marking, which in this case defines pure, almost pristine white and magnificent brilliance. These are, of course, the most expensive stones, all the more so as they are encountered quite rarely.

Equally high prices can be found in the case of diamonds with a non-standard colour. Fantasy colors significantly increase the value of such a stone - they are also quite rare.

Diamonds purity - clarity

Diamond purity is another feature that affects the value of a stone. It shall be assessed primarily on the basis of the presence of various types of blemishes and cracks, both inside the stone and on its outer shell. Several designations are used here: FL (flawless), IF (internally flawless, diamond without internal features visible at tenfold magnification; external features are allowed), VVS (very small inclusions, diamond with small features visible at tenfold magnification), VS (very small inclusions, very small features visible at tenfold magnification in both the surface and base of the diamond), SI (small inclusions, i.e. small features visible at magnification less than tenfold, but still invisible to the human eye). In addition, there are groups I1, I2 and I3 defining diamonds with features visible to the naked eye, without magnification.

Cut or Cut

It is very important that the diamond is ground in the right way. This is assessed quite rigorously, taking into account many grinding characteristics - the level of workmanship as well as the proportions of the finished stone. Improper grinding can be seen even by a layman, because it clearly affects the appearance of the stone and, above all, the light transmittance. There are many shapes for which you can grind diamonds - the most famous of them is, of course, brilliant.

The following marks are used to assess the grinding quality of a diamond: excellent, very good, good, fair and poor.

Cerat - jewellery mass unit

Metric carats are used to describe the mass of diamonds. One oilcloth is 0.2 grams. However, mass itself is not all the characteristics of a stone, because it must maintain appropriate proportions in relation to other dimensions.